Vance Cariaga

Contributor

Vance previously worked as a reporter/editor with Investor's Business Daily, the Charlotte Business Journal, the Charlotte Observer and other publications. His debut novel, "Voodoo Hideaway," was published in 2021.

Education

B.A. in English, Appalachian State University

Accolades

Finalist, Green Eyeshade Awards for Business Journalism
2nd place, Writer's Digest 2019 Short Short Story Competition

Expertise in

Banking
Retirement
Investing

How old would you be if you didn't know how old you are?

Artificial Intelligence Based Credit Scoring: How AI Could Set Your Credit Score

We haven't quite gotten to the point where artificial intelligence will brush your teeth and read you a bedtime story -- though the bedtime story is currently possible -- but in many other aspects of...

by Vance Cariaga

Dave Ramsey Says Take Social Security at Age 62, But Only If You Do This With Each Check

It's safe to say that financial guru Dave Ramsey is no fan of Social Security, having called the program a "stupid thing" and a "mathematical disaster" that "robbed" him of money for decades. It...

by Vance Cariaga

Check Your $2 Bills — They Could Be Worth a Ton

If you have a $2 bill burning a hole in your pocket, think twice before spending it at some store. The bill itself might be worth a lot more than two dollars -- enough to build some serious wealth....

by Vance Cariaga

Spousal IRA: What Is It and How To Open One

Individual retirement accounts offer a way to build tax-advantaged retirement savings if you don't have a company-sponsored retirement plan or if you want to complement your company plan. In most...

by Vance Cariaga

11 States That Will Tax Social Security Benefits in 2024

Although Social Security benefits are taxable at the federal level, most recipients haven't had to worry about how to file taxes or pay state income taxes on their benefits. That will be the case in...

by Vance Cariaga

How Many People Are Retiring Every Year for the Next 4 Years?

"Peak 65" might sound like a 90s-era alternative band, but in 2024 it's the term used for the record number of Americans who are hitting the traditional retirement age of 65. More than 11,200 will...

by Vance Cariaga

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Vance Cariaga